Personal Loans

Contact Us

Personal Loans

Let us help you accomplish your goals. We offer budget-friendly financing for a wide range of personal needs.

Real Estate Loans

When it comes to financing, refinancing, or building a home, we’re just around the corner with a local, expedited process.

Home Improvement Loans

Finally go through with your long-awaited home plans with the help of LSCB.

Lines of Credit

Be prepared for expenses — as they arise. Simply make withdrawals as needed. No need to apply for separate installments.

Interim Construction Loans

Easily transition from construction to mortgage payments with the help of LSCB.

Auto Loans

If it’s time for a new set of wheels, drop by your neighborhood bank. We’ll customize an affordable loan just for you.

Personal Financing

Select your financial calculator below to begin.

One or more of the fields is not filled out.

The date you have entered is invalid!

The amount of time is too large to compute!

The amount is too large to compute!

Percentages cannot exceed 100

Your down payment exceeds the home price

Car Affordability

Calculates the most expensive car you can afford.


Financial Information

Car Affordability Highest Monthly Payment you can Afford
Car Affordability Down Payment($)
Car Affordability Trade-in Value (If Any)
Car Affordability Loan Term
Car Affordability Interest Rate


Based on your financial details, the borrowing calculator determines how much money you can feasibly borrow and pay back.


Financial Information

Borrowing Payment Amount
Borrowing Number of Payments
Borrowing Interest Rate

Loan Payments

Determines the payment on a loan with a fixed rate.


Loan Information

Loan Payments Purchase Price
Loan Payments Down Payment Amount
Loan Payments Loan Term
Loan Payments Interest Rate
Loan Payments Trade in Amount
Loan Payments Trade in Payoff
Loan Payments Payment Frequency

Car Purchasing

Helps decide if an Auto Loan or Home Equity Loan is best for purchasing a car.


Auto Loan Information

Car Purchasing Price (pre tax)
Car Purchasing Loan term
Car Purchasing Interest Rate
Car Purchasing Cash Down
Car Purchasing Fees
Car Purchasing Sales Tax Rate
Car Purchasing Trade Allowance
Car Purchasing Amount Owed on Trade

Home Equity Loan Information

Car Purchasing Home Equity Price (pre tax)
Car Purchasing Home Equity Loan term
Car Purchasing Home Equity Loan Interest Rate
Car Purchasing Home Equity Loan Closing Costs
Car Purchasing Home Equity Loan Federal Tax Rate
Car Purchasing Home Equity Loan State Tax Rate
Calculator Information

The monthly payment calculated factors in both the principal and interest. It does not factor in other mortgages costs such as annual property tax, HOA fees, PMI, etc.

Calculator Disclaimer

These financial calculators are made available as tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek advice from qualified professionals regarding personal finance issues.