Free Kasasa Cash Back

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Free Kasasa Cash Back

Lone Star Capital Bank wants to help you keep more money in your wallet. That’s why we offer this free checking account that rewards you with cash back anytime you use your debit card to make everyday purchases like groceries, gas, clothes, and more.

You also receive refunds on ATM fees nationwide*, all just for doing a few convenient banking things you probably already do!


  • 3.00% cash back on debit card purchases*
    • No category restrictions on purchases
    • Cash back earned on purchases up to $250 monthly
    • Earn up to $7.50 cash back per month
  • ATM fee refunds nationwide (up to $20 monthly)*
  • Can link to high-interest Kasasa Saver® account
  • No monthly service fee
  • No minimum balance to earn rewards
  • Unlimited check writing
  • Free online banking & bill pay
  • Free mobile banking and check deposit
  • Free eStatements
  • Free Visa® debit card
  • $1.00 minimum deposit to open

Earning your rewards is easy

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash Back account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Enroll and receive eStatement notice
  • Have at least 1 automatic payment (ACH) auto debit, direct deposit, or bill pay post and settle

Even if you don’t qualify during a given cycle, the account is still free, and you can try again next cycle to earn rewards.

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Please note: Monthly qualification cycle ends on the 3rd Tuesday of each month, all transactions must post and settle by this date.

Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. Please note: Monthly qualification cycle ends on the 3rd Tuesday of each month, all transactions must post and settle by this date. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by Lone Star Capital Bank, N.A. as ATM or PIN-based, signature based transactions and purchases made with non-Lone Star Capital Bank, N.A. issued debit cards.

Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 3.00% cash back on up to a total of $250.00 PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $7.50 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $20.00 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $4.99 or higher.

When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of statement cycle. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, time frames, enrollments, log-ons and other requirements may apply. A minimum deposit of $1.00 is required to open the account. Monthly ACH Auto Debit, Direct Deposit, or Bill Pay, minimum debit card transactions and receipt of electronic statements are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications. Limit one (1) account per social security number / individual taxpayer identification number. There are no recurring monthly service charges or fees to open or close this account. Contact a Lone Star Capital Bank, N.A. service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash Back are trademarks of BancVue, Ltd., registered in the U.S.A.