Certificates of Deposit (CDs)

Set aside funds for a fixed period of time and earn a higher rate than with a savings account. We offer a variety of CD options for you to choose from, each with its own benefits. Be sure to ask your Lone Star Capital Bank representative to help you pick the right one for you.

  • A wide variety of options and terms to choose from (30 days to 5-year terms)
  • More guarantee than other risky investments
  • Fixed interest, higher than regular savings
  • Even higher rates by selecting a longer term
  • Receive interest by check monthly, quarterly, annually or at maturity
  • Penalty for early withdrawal
  • $1,000 minimum opening deposit

Capital Builder CDs

Build value quickly with the convenience and flexibility of a savings account and the returns of a CD.

  • $500 minimum opening deposit
  • Add in increments of $100 or more, as often as you like for the 18-month term

* Some restrictions apply

"Take the Rate" Accelerator CDs

Invest in the "Accelerator CD" at the current 2-year CD rate and when the rate rises, you have a one-time option to "take the rate" and earn the new rate for the remainder of the term.*

  • $500 minimum opening deposit
  • Just like buying a new CD at better rates
  • 2-year special term

* Some restrictions apply

Jumbo CDs

Perfect for tor those with higher balances to invest.

  • $100,000 minimum opening deposit
  • 30 days to 3-year terms
  • Receive interest by check monthly, quarterly, annually or at maturity