Free Kasasa Cash

Paying fees to keep your money in the bank is a thing of the past. This fantastic checking account is not only free — it actually pays YOU, with interest rates the size of Texas and refunds of ATM fees nationwide*. All you have to do are a few simple things that make banking easier, like using your debit card and receiving eStatements.

Plus, you can link it to a free Kasasa Saver® account and make saving a breeze with automatic transfers of your rewards. Do You Kasasa?®

Summary
  • 2.50% APY* on balances up to $10,000
  • 0.45% - 2.50% APY on balances over $10,000 depending on balance in account*
  • 0.05% APY* if qualifications aren't met
  • ATM fee refunds nationwide (up to $20 monthly)*
  • Can link to high-interest Kasasa Saver® account
  • No minimum balance to earn rewards
  • No monthly service fee
  • Unlimited check writing
  • Free online banking & bill pay
  • Free mobile banking and check deposit
  • Free eStatements
  • Free Visa® debit card
  • $1.00 minimum deposit to open

Getting your rewards is easy!

It's so easy to qualify that you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Enroll and receive eStatement notice
  • Have at least 1 automatic payment (ACH) auto debit or bill pay post and settle

That's it! And even if you don't qualify, there's still no monthly service fee and you still earn interest at the base rate. Plus, you can get back to earning the huge rewards the very next monthly qualification cycle!


Please note: Monthly qualification cycle ends on the 3rd Wednesday of each month, all transactions must post and settle by this date.

Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. Please note: Monthly qualification cycle ends on the 3rd Wednesday of each month, all transactions must post and settle by this date. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by Lone Star Capital Bank, N.A. as ATM or PIN-based, signature based transactions and purchases made with non-Lone Star Capital Bank, N.A. issued debit cards.

Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $10,000.00 receive APY of 2.50%; and balances over $10,000.00 earn 0.25% interest rate on the portion of balance over $10,000.00, resulting in a range from 0.45% to 2.50% APY depending on the account's balance and (2) you will receive reimbursements up to $20.00 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $4.99 or higher.

When Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY and ATM fees are not refunded.

Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of statement cycle. APY = Annual Percentage Yield. APY's accurate as of 05/04/2015. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements may apply. No minimum deposit is required to open the account. Monthly ACH Auto Debit or Bill Pay, minimum debit card transactions and receipt of electronic statements are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements and log-ons may be required to meet some of the account's qualifications. Limit one (1) account per social security number / individual taxpayer identification number. There are no recurring monthly service charges or fees to open or close this account. Contact a Lone Star Capital Bank, N.A. service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa & Kasasa Cash are trademarks of BancVue, Ltd., registered in the U.S.A.