History

History

A History of Growth

Lone Star Capital Bank (LSCB) is headquartered in San Antonio, Texas and takes pride in offering sophisticated products and services that rival those found in any size bank. The formation of LSCB was completed when Clear Lake National Bank and Mission Bank merged into one, and the new bank began operations on June 1, 2003.

Mission Bank had previously received its charter from the OCC in March 1999, and Clear Lake National Bank opened its San Antonio branch in April 1999. On September 30, 2012, LSCB completed its acquisition of Cattleman's National Bank, headquartered in Johnson City, Texas.

Today, Lone Star Capital Bank operates eight branches, four in San Antonio and one in each of the Texas Hill Country towns of Blanco, Dripping Springs, Johnson City, and Marble Falls. We are proud to offer friendly service and competitive consumer products as well as loans and cash management services for the hardworking business owner.

What We Offer You

Lone Star Capital Bank specializes in banking products and services for entrepreneurs, small and medium sized businesses, executives, professionals, and real estate investors. Friendly service, convenient solutions, and responsive decisions truly distinguish Lone Star Capital Bank.

State-Of-The-Art Banking Services

In order to bring you the best in banking, we're always looking to provide convenient, innovative banking solutions, supported by personalized service every step of the way. Some of these standout banking features include:

  • Kasasa® - Reward yourself with free checking and savings, plus perks. On top of no monthly service fee and refunds on ATM fees nationwide*, Kasasa checking accounts offer different perks like really high interest, cash back, and even money for music, movies, apps and more! Plus, Kasasa Saver® provides an innovative way to save money while also saving time and effort.
  • Business-Focused Products – As a local business ourselves, we understand the unique needs that fellow local businesses face. Our range of business accounts, loans, and banking services aim to provide comprehensive banking convenience for businesses of all shapes and sizes.
  • Customized Lending – At Lone Star Capital Bank, we offer a wide variety of lending options to meet a wide variety of customer needs. Whether it's time for a new car, a home, a vacation, or nearly anything in between, we'll work hard to customize a solution for you.
  • Time-Saving Services – Time is a precious commodity. We strive to never take more than is necessary while still providing the same level of banking convenience as the face-to-face equivalent. This is precisely why we offer convenient banking tools, like mobile banking with mobile check deposit, online banking, and more.

Invitation To Bank With Us

We'd like to take this opportunity to sincerely thank those of you who currently bank with us and also to invite those friends, family, and fellow community members who may not know all about us to learn more. As a bank that's firmly rooted in San Antonio and the surrounding Hill Country areas, we're proud to provide our well-deserving customers with banking that's relevant to them, always from a familiar face.