REGULAR SAVING ACCOUNT

Earn competitive rates with a Lone Star Capital Bank
Savings Account

• $50 minimum opening balance
• Make six withdrawals each statement cycle, otherwise an excess debit fee of $1 for each additional withdrawal will be assessed
• No service charge with a $200 minimum daily balance, otherwise a low balance charge of $2 will be assessed each statement cycle

JUNIOR SAVINGS ACCOUNT

Exclusively for our Junior Savers under 18 years of age

• $50 minimum opening balance
• Make six withdrawals each statement cycle, otherwise an excess debit fee of $1 for each additional withdrawal will be assessed
• No service charge with a $50 minimum daily balance, otherwise a low balance charge of $1 will be assessed each statement cycle

• Some restrictions apply

With the Money Market Account’s tiered rates, the more you save, the more you earn

• $2,500 minimum opening balance
• Up to six free withdrawals permitted each statement cycle, each additional withdrawal a $5 money market activity charge will be assessed
• No activity service charge with a $2,500 average daily balance, otherwise an activity service charge of $10 will be assessed each
  statement cycle

CERTIFICATES OF DEPOSIT (CDs)

Set aside funds for a fixed period of time and earn a higher rate than a savings account

• Terms from 30 days to five years
• Minimum opening deposit and minimum daily balance to earn interest is $1,000
• Receive interest by check monthly, quarterly, annually or at maturity

CAPTIAL BUILDER CDs

Works like a savings account, pays CD rates

• $500 minimum opening balance, and then add in increments of $100 or more, as often as you like for the 18-month term
• Build value quickly with the convenience and flexibility of a savings account and the returns of a CD

• Some restrictions apply

“TAKE the RATE” ACCELERATOR CDs

Purchase this 2-year CD with the option to take the rate if it increases

• $1,000 minimum opening balance
• Invest in the “Accelerator CD” at the current 2-year CD rate and when the rate rises, you have a one-time option to “take the rate” and earn the new rate for the remainder of the term
• Just like buying a new CD at better rates

• Some restrictions apply

We offer Individual Retirement accounts to assist you as you plan for the future

• $500 minimum opening balance for a variable rate account
• $1,000 minimum opening balance for a fixed rate account

• Some restrictions apply