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Personal Accounts

Lone Star Capital Bank offers individuals convenient and flexible personal banking services. Choose any Lone Star Capital Bank checking account and you receive…

  • Free Online Banking
  • Free Bill Pay
  • Free Visa Check Card

Star Rewards Checking

Our Star Rewards Checking Account offers premium checking services to fit any lifestyle.*

  • $50 minimum opening balance
  • Earns interest
  • Free Star Rewards checks
  • 6 free cashier’s checks per month
  • Preferred CD rate *
  • $7 monthly activity service charge
  • Free image statements
  • Discounts on wire transfers, stop payments and safe deposit box rentals
  • LifeLock®
  • Identity Theft 911
  • Accidental Death and Dismemberment Insurance
  • Prescription drug/eyewear discounts
  • Travel, entertainment, shopping discounts
  • Member Benefits

* Some restrictions apply

Golden Rewards Checking

The Golden Rewards Checking Account is designed to accommodate customers 55 years or older. Enjoy the same benefits as the Star Rewards Checking Account with a discounted monthly activity service charge of $4.

Lone Star Checking

Our Lone Star Checking Account is economical and includes banking services that provide convenience and efficiency.

  • $50 minimum opening balance
  • Maintain an average daily balance of $1,000 and save a monthly activity service charge of $5
  • Unlimited check writing

NOW Checking Account

The NOW Checking Account is great for individuals who want to earn interest on their checking accounts.

  • $50 minimum opening balance
  • One free box of bank design checks
  • Maintain an average daily balance of $1,000 and save a monthly activity service charge of $8
  • Free image statements

Money Market

With the Money Market Account’s tiered rates, the more you save, the more you earn.

  • $2,500 minimum opening balance
  • Six free withdrawals permitted each statement cycle
  • Each withdrawal over six is $5
  • Maintain an average daily balance of $2,500 and save a monthly activity service charge of $10
  • For personal or business customers
  • Free image statements